{"id":5025,"date":"2024-04-17T10:45:21","date_gmt":"2024-04-17T15:45:21","guid":{"rendered":"https:\/\/infodineroya.site\/?p=5025"},"modified":"2024-04-18T12:18:13","modified_gmt":"2024-04-18T17:18:13","slug":"credito-mi-casa","status":"publish","type":"post","link":"https:\/\/infodineroya.site\/credito-mi-casa\/","title":{"rendered":"Cr\u00e9dito Mi Casa"},"content":{"rendered":"<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-cexed-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-cexed-1n7m0yu\">\n<div>\n<div class=\"flex flex-col text-sm\">\n<div class=\"w-full text-token-text-primary\" dir=\"auto\" data-testid=\"conversation-turn-51\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 juice:gap-4 juice:md:gap-6 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem]\">\n<div class=\"relative flex w-full flex-col agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"71a85716-68e4-4a6e-bc12-85a292b49341\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>El Cr\u00e9dito MI CASA es una opci\u00f3n de financiamiento proporcionada por la Agencia Financiera de Desarrollo (AFD) a trav\u00e9s de entidades financieras intermediarias. Este cr\u00e9dito est\u00e1 destinado a individuos que desean comprar, construir, remodelar, ampliar o finalizar su vivienda, ya sea una casa, un d\u00faplex o un departamento. Su objetivo principal es promover el acceso a una vivienda digna y fomentar el desarrollo urbano y social en el pa\u00eds.<\/p>\n<h2>\u00bfQui\u00e9nes pueden acceder?<\/h2>\n<p>Los destinatarios finales del Cr\u00e9dito MI CASA son individuos que cumplen con los requisitos legales y financieros para obtener un pr\u00e9stamo, seg\u00fan las directrices establecidas por la Agencia Financiera de Desarrollo (AFD). Estos individuos pueden ser ciudadanos paraguayos o extranjeros con residencia en el pa\u00eds, que ejerzan diferentes ocupaciones como empleados asalariados, profesionales independientes, microempresarios, empresarios individuales o aut\u00f3nomos. Para acceder al cr\u00e9dito, los beneficiarios deben cumplir con los siguientes criterios:<\/p>\n<ul>\n<li>\u00a0Estar registrados en el Registro \u00danico del Contribuyente (RUC) y tener la calificaci\u00f3n de peque\u00f1a empresa, seg\u00fan lo establecido por la Ley N\u00b0 4457\/2012 de MIPYMES, si corresponde.<\/li>\n<li>\u00a0Estar al corriente en el cumplimiento de sus obligaciones tributarias y de seguridad social, y no tener deudas pendientes con el Instituto de Previsi\u00f3n Social (IPS).<\/li>\n<li>\u00a0No ser propietarios de otro inmueble dentro del territorio nacional.<\/li>\n<li>\u00a0Ser considerados aptos para recibir cr\u00e9dito por parte de la entidad financiera intermediaria, y cumplir con los t\u00e9rminos y garant\u00edas establecidos por esta \u00faltima.<\/li>\n<\/ul>\n<h2>\ud83c\udfe0 \u00bfQu\u00e9 se puede financiar?<\/h2>\n<p>El Cr\u00e9dito MI CASA ofrece la posibilidad de financiar los siguientes destinos relacionados con la vivienda:<\/p>\n<ol>\n<li>Compra de vivienda terminada, ya sea una casa, d\u00faplex o departamento.<\/li>\n<li>Construcci\u00f3n de una vivienda nueva en un terreno propio que a\u00fan no tenga edificaci\u00f3n.<\/li>\n<li>Adquisici\u00f3n de terreno y posterior construcci\u00f3n de una vivienda nueva en dicho terreno, siempre que este no est\u00e9 edificado.<\/li>\n<li>Refacci\u00f3n, ampliaci\u00f3n o finalizaci\u00f3n de una vivienda existente.<\/li>\n<li>Adquisici\u00f3n de equipamiento para el hogar, como complemento para las etapas de compra o construcci\u00f3n de la vivienda.<\/li>\n<\/ol>\n<h2>Cu\u00e1les son las condiciones?<\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"mt-1 flex gap-3 empty:hidden\">\n<div class=\"text-gray-400 flex self-end lg:self-center items-center justify-center lg:justify-start mt-0 -ml-1 h-7 gap-[2px] visible\">\n<p>Las condiciones del Cr\u00e9dito MI CASA son las siguientes:<\/p>\n<ul>\n<li><strong>Monto m\u00ednimo del cr\u00e9dito:<\/strong> Gs. 30.000.000.<\/li>\n<li><strong>Monto m\u00e1ximo del cr\u00e9dito:<\/strong> Gs. 1.500.000.000.<\/li>\n<li><strong>Tasa de inter\u00e9s:<\/strong> 9,9% anual para todos los destinos.<\/li>\n<li><strong>Plazo m\u00e1ximo de financiamiento:<\/strong> 20 a\u00f1os para todos los destinos, excepto para equipamiento del hogar que es de 5 a\u00f1os.<\/li>\n<li><strong>Periodo de gracia:<\/strong> hasta 6 meses para todos los destinos, excepto para equipamiento del hogar que no tiene.<\/li>\n<li><strong>Garant\u00edas:<\/strong> determinadas por la entidad financiera intermediaria, que pueden incluir hipotecas, fiduciarias, quirografarias, entre otras.<\/li>\n<\/ul>\n<h2>\u00bfCu\u00e1l es el plazo m\u00e1ximo?<\/h2>\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-cexed-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-cexed-1n7m0yu\">\n<div>\n<div class=\"flex flex-col text-sm pb-9\">\n<div class=\"w-full text-token-text-primary\" dir=\"auto\" data-testid=\"conversation-turn-59\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 juice:gap-4 juice:md:gap-6 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem]\">\n<div class=\"relative flex w-full flex-col agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"b0ada0e1-ff94-49e0-b113-9f6f1d5f3e8b\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>El Cr\u00e9dito MI CASA, una iniciativa respaldada por la Agencia Financiera de Desarrollo (AFD), ofrece una v\u00eda de financiamiento a trav\u00e9s de las entidades financieras intermediarias, destinada a personas f\u00edsicas que buscan adquirir, construir, remodelar, ampliar o concluir su vivienda, sea una casa, un d\u00faplex o un departamento. Su prop\u00f3sito es facilitar el acceso a una vivienda digna y contribuir al desarrollo urbano y social del pa\u00eds. Este cr\u00e9dito, financiado tanto por recursos del Tesoro Nacional como por apoyos de la cooperaci\u00f3n internacional, est\u00e1 disponible hasta el 31 de diciembre de 2024 o hasta que se agoten los fondos asignados, lo que ocurra primero.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"mt-1 flex gap-3 empty:hidden\">\n<div class=\"text-gray-400 flex self-end lg:self-center items-center justify-center lg:justify-start mt-0 -ml-1 h-7 gap-[2px] visible\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"w-full pt-2 md:pt-0 dark:border-white\/20 md:border-transparent md:dark:border-transparent md:w-[calc(100%-.5rem)]\">\n<form class=\"stretch mx-2 flex flex-row gap-3 last:mb-2 md:mx-4 md:last:mb-6 lg:mx-auto lg:max-w-2xl xl:max-w-3xl\">\n<div class=\"relative flex h-full flex-1 flex-col\">\n<div class=\"absolute bottom-full left-0 right-0\">\n<div class=\"relative h-full w-full\">\n<div class=\"w-full pb-6 pt-2 last:pb-2 md:last:pb-6\">\n<div class=\"w-full rounded-2xl bg-token-main-surface-secondary p-5 text-token-text-primary [text-wrap:pretty] lg:mx-auto flex flex-row items-center justify-between space-x-14\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/form>\n<\/div>\n<div class=\"mi-caja-de-texto\">\n<div class=\"columna-izquierda\"><img decoding=\"async\" src=\"https:\/\/infodineroya.site\/wp-content\/uploads\/2024\/04\/Diseno-sin-titulo-56-2.webp\" alt=\"Imagen cuadrada\" \/><\/div>\n<div class=\"columna-derecha\">\u00a1Recibe m\u00e1s informaci\u00f3n de los diferentes apoyos que brinda el Gobierno!<br \/>\n<a class=\"boton-vino-tinto\" href=\"https:\/\/www.afd.gov.py\/producto\/mi-casa\">Ir al Sitio Oficial<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>El Cr\u00e9dito MI CASA es una opci\u00f3n de financiamiento proporcionada por la Agencia Financiera de Desarrollo (AFD) a trav\u00e9s de entidades financieras intermediarias. Este cr\u00e9dito est\u00e1 destinado a individuos que desean comprar, construir, remodelar, ampliar o finalizar su vivienda, ya sea una casa, un d\u00faplex o un departamento. Su objetivo principal es promover el acceso [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":5096,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[45],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cr\u00e9dito Mi Casa -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/infodineroya.site\/credito-mi-casa\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dito Mi Casa -\" \/>\n<meta property=\"og:description\" content=\"El Cr\u00e9dito MI CASA es una opci\u00f3n de financiamiento proporcionada por la Agencia Financiera de Desarrollo (AFD) a trav\u00e9s de entidades financieras intermediarias. 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